Employee benefitsthat make sense.
We help California employers design, quote, and manage competitive benefits packages — medical, dental, vision, life, and disability — so you can attract top talent without the headache.
7+
Major carriers quoted per renewal
$0
Cost to you — carriers pay us
100%
Hands-on enrollment support
365
Days/year of ongoing service
We work with California's top insurance carriers
Group Benefits for Employers
From 2-employee startups to 100+ person companies, we shop the market, design the plan, present options side-by-side, and handle enrollment end-to-end. You get competitive rates without lifting a finger.
- Medical, dental, vision, life & disability
- Multi-carrier quoting with side-by-side comparison
- ACA compliance and contribution modeling
- Year-round claims advocacy and renewal negotiation
Medical
Dental
Vision
Life & AD&D
Short-Term Disability
Long-Term Disability
We Also Help With
Individual coverage and Medicare — the same personal service, just for you
Individual & Family Plans
Health and dental insurance through Covered California and off-exchange carriers. We help you compare options and find the best fit for your budget.
View PlansMedicare Solutions
Medicare Advantage, Supplement (Medigap), and Part D plans. Free, personalized guidance to find the right coverage as you turn 65.
Explore MedicareThe Caffrey Promise
What makes working with us different
No Extra Cost
Our services are free to you. We are compensated by insurance carriers, not by you.
Compare Options
We shop multiple carriers to find the best coverage and rates for your situation.
Expert Guidance
Licensed professionals who stay current on industry changes and regulations.
Integrity First
Honest, unbiased guidance to help you make informed decisions about coverage.
Local & Personal
Based in Alameda, CA. We know the California insurance market inside and out.
Year-Round Support
We are here for you beyond enrollment — claims help, questions, and renewals.
What Our Clients Say
Real experiences from people we have helped
As a small business owner, I was overwhelmed by benefits options. Gabriel and his team handled everything — quoting, plan design, enrollment. My employees love their new coverage and I can focus on running my business.
David R.
Owner, Bay Area Restaurant Group
Caffrey Insurance made the Medicare enrollment process so much easier. They explained all my options clearly and helped me find a plan that saved me money without sacrificing coverage.
Margaret T.
Medicare client
Professional, responsive, and genuinely caring. They followed up after enrollment to make sure everything was working smoothly. That kind of service is rare.
Sarah L.
Individual plan client
Ready to find the right plan?
Whether you need group benefits for your team or individual coverage for yourself, we are here to help. Call us at (510) 444-5447 or send a message.